Help for people with debt and credit problems

A collection of sites offering advice about finance, and help to people with debt and credit problems. Click on the links and the sites will launch in a new window.

Insolvency Helpline
Free resource from UK lawyers on all aspects of credit repair and money matters.
FREEPHONE 0800 074 6918

Citizens Advice Bureaux
The CAB helps solve problems which are central to people's lives, including debt and consumer issues, benefits, housing, legal matters, employment, and immigration. Advisers can help fill out forms, write letters, negotiate with creditors and represent clients at court or tribunal.

Debt Advisers
Online debt advice and resource centre: Debtadvisers.co.uk offers free financial advice, a debt forum, sample letters and creditor letters, information, assessment, guides and advice regarding credit problems, getting a mortgage and other money worries. The site and services cover England, Wales, Scotland and Northern Ireland.

Office of Fair Trading
These pages give general advice on your consumer rights in the United Kingdom. They give information on your rights under the law, and tips on how to complain or how to find someone who can help with your problem. There is also information on shopping on credit and on getting out of debt

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DON'T KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration. Secured loans are subject to status and available to homeowners aged 18 or over. Loans may be secured on your home. Calls may be recorded. Rates 7.9% APR to 19.6% APR Variable
The overall cost for comparison is 11.9% APR Typical/Variable.